Legal Notice

Disclaimer & Independent Guide Notification

Important information about this website's independent status, financial risk notice, platform limitations, and user responsibility related to AR Wallet guidance.

Independent

We are a third-party informational platform, not an official AR Wallet affiliate.

No Guarantee

Earnings figures are user-reported experiences, not guaranteed financial outcomes.

User's Own Risk

All participation and trading activities are entirely at the user's personal responsibility.

Independent Guide Status

Please read this disclaimer carefully before using thearwallet.in. This website operates as an independent, informational guide. We are not officially affiliated with, endorsed by, or part of AR Wallet, ARB Wallet, ARB Pay, or Arwallet.me in any official capacity.

All content provided on this website is strictly for educational and informational purposes. Our goal is to help users understand how to register, log in safely, and stay aware of common risks. Nothing on this site constitutes official financial, legal, or investment advice of any kind.

Regulatory Warning & Key Conditions

By using information on this website, you acknowledge the following conditions:

Regulatory Notice: This platform operates without RBI backing or official financial licensing and currently exists in a legal grey area in India. Users should proceed with full awareness of this.

Income Disclaimer: No financial guarantee of profits or daily earnings is provided. Figures shared are anecdotal user reports only.
Security Advisory: Users may face a risk of bank account restrictions or liens due to high-volume UPI activity.
System Nature: AR Wallet is classified as an independent, third-party P2P marketplace platform.
Age Compliance: This platform is accessible only to individuals aged 18 years and above.

Bank Account & UPI Risk

High-volume UPI transactions conducted through platforms like PhonePe, Google Pay, or Paytm during ARB Pay activity may be flagged as suspicious by your bank. Potential consequences can include:

Possible Bank Actions: Account lien (partial restriction), account freeze (full suspension), or formal bank investigations requiring KYC re-verification.

To reduce these risks, it is advisable to conduct transactions in moderation, maintain reasonable spacing between transfers, use trusted banking channels, and keep detailed records of all transactions for compliance and personal reference.

Limitation of Liability

Thearwallet.in and its owners shall not be held legally responsible for any of the following:

Financial Losses: Any monetary loss suffered during trading, transactions, or asset management.
Technical Issues: Account suspensions, fund locking, app downtime, or platform errors on the AR Wallet system.
Security Breaches: Scams, phishing attacks, or fraud, even if a link was accessed through this website.
Policy Changes: Sudden modifications to AR Wallet platform terms, service availability, or access restrictions.

User Responsibility

All actions taken on AR Wallet or ARB Pay are at your own risk. As a user, you are personally responsible for the following:

Payment Verification: Carefully checking all UPI payment details before confirming any trade or transaction.
Record Keeping: Maintaining screenshots and transaction records as personal evidence. Keeping records for a minimum of 7 years is advisable.
Tax Compliance: Adhering to applicable Indian taxation laws, including the 30% tax applicable to Virtual Digital Assets (VDA) as per Indian regulations.

Questions & Updates

If you have website-related questions about this disclaimer, you can reach us at support@thearwallet.in. Please do not share passwords, OTPs, UPI PINs, or banking details through any email or form.

Disclaimer Updates: We may update this disclaimer at any time without prior notice. Continued use of this website constitutes acceptance of the current version. Please review this page periodically to stay informed.